Extras Health Insurance - is it worthwhile?

2021.12.07 06:51 howgoodispadthai Extras Health Insurance - is it worthwhile?

Just after some opinions regarding Extras. Husband has always been dead against it, saying you'll never get more than what you pay in or you're spending money to save.
We have two young boys, and I've just found out the oldest will need to wear glasses full time. He also sees a speech therapist fortnightly. I see a psychologist weekly. We've always just paid these outright. Who knows if braces will be needed for the kids.
We used to have hospital cover (for tax) about 10 years ago but ended up putting the amount we would pay in premiums as extra repayments on mortgage.
Further info - We are in our 40's, combined income 150k (mostly husband). House will be paid off within 3 years, which would mean we'd have more money to spend on health.
So what do you think? Continue to pay for services outright with no private cover, or is extras worth the monthly premiums?
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2021.12.07 06:51 Noledgebase Social media marketing strategy 2022. Launch your SMM! ($84.99 to FREE)

Social media marketing strategy 2022. Launch your SMM! ($84.99 to FREE) submitted by Noledgebase to Udemies [link] [comments]


2021.12.07 06:51 rogerbrot EasyEDA: Connecting Power and Bypass Caps to OpAmps

EasyEDA: Connecting Power and Bypass Caps to OpAmps I am trying to build my first Eurorack module and I am not quite sure how to power the OpAmps using EasyEDA like done in the schematic on Mutable Instruments Links:

Bypass Caps with Pins to power the three OpAmps in the schematic. https://bgr360.github.io/assets/pdf/mutable_instruments/links_v40.pdf
I am not quite sure whether I can do it like shown here. I think the Pin Tool in EasyEDA is only for the purpose of designing footprints and symbols itself.
So how do I do it in EasyEDA?
  1. Put the Caps right next to the power pins of every OpAmps (which would be confusing)?
  2. Just use Ports and connect them to the power pins?
  3. Or can I just draw the bypass caps from VCC to GND and to VEE like shown above, connect the power pins to VCC and VEE and it would work (seems like the easiest solution but I am completely unsure whether it will work)?
submitted by rogerbrot to synthdiy [link] [comments]


2021.12.07 06:51 cryptochartsbot Thoughts on $ETH #ETH! See Guapeva's idea on TradingView below. https://t.co/uGMuapJOEs

Thoughts on $ETH #ETH! See Guapeva's idea on TradingView below. https://t.co/uGMuapJOEs submitted by cryptochartsbot to cryptocharts [link] [comments]


2021.12.07 06:51 Noledgebase Digital Marketing Strategy Bundle: 5 practical courses in 1! ($84.99 to FREE)

Digital Marketing Strategy Bundle: 5 practical courses in 1! ($84.99 to FREE) submitted by Noledgebase to Udemies [link] [comments]


2021.12.07 06:50 a_random_weeb_0718 Young Yotsuba

Young Yotsuba submitted by a_random_weeb_0718 to 5ToubunNoHanayome [link] [comments]


2021.12.07 06:50 cryptochartsbot Thoughts on $BTC #Bitcoin! See noob123123's idea on TradingView below. https://t.co/AB0XfrQWJ9

Thoughts on $BTC #Bitcoin! See noob123123's idea on TradingView below. https://t.co/AB0XfrQWJ9 submitted by cryptochartsbot to cryptocharts [link] [comments]


2021.12.07 06:50 makarowte Yearnlab.com Presale/ILO will take place on PinkSale.finance! - 7 hours LEFT - 16:00 UTC - CERTIK

INTRODUCTION

Yearnlab is a 2.0 DEFI Protocol. Enjoy seamless staking experience with yearnlab and earn reward upto 150,384% APY. Create your own token with desired names and setup staking pool. Yearnlab is a cross-chain protocol. Unlike its counter parts, Yearnlab’s aims to bring the most updated service of DeFi to its users. A smooth a reliable trading between heterogeneous and homogeneous blockchains is the top priority of Yearnlab.


Dear Community,
We understand that security is the main priority and most important concern in the DeFi industry. We do not want to put user’s funds at risk. Team Yearnlab have successfully stopped and corrected the issue before it made a big impact on the investors. Yearnlab bore all the costs of the unfortunate event.

Introducing the $YLB Public Token Sale!
The YLB team has scheduled the presale of its native BEP-20 token, YLB, for Dec 7th, 2021, at 16:00 UTC. The presale will have a soft cap of 1000 BNB and a hard cap of 2000 BNB (30M YLB).
Presale Price: 1 BNB = 15000
Public listing price: 1 BNB = 13500
Liquidity = 10 years
SC/HC = 1000/2000BNB
(Buyers can choose to purchase : 0,3 BNB–8 BNB)
Official Contract: 0xfb585322fbd121ce20b857e2ccd85a43ad496573
All tokens locked on pinksale
17% Unlocked tokens reserved for staking reward in staking contract (Staking pool will start once presale is over)
Audit done by Certik: Audit Report
Holders of YLB will soon be able to use the token to stake and earn APY of 150,384% on staking platform
They can also submit proposal and vote on proposal to enforce changes they want to see in the underlying protocol through Governance platform.
All of the smart contracts on Yearnlab, including the token sale and token smart contracts, have been fully audited by two different audit firms for transparency as following: Certik , QuillHash , DessertSwap Audit.
Investors will soon be able to participate in the presale over the PinkSale.finance, which will occur in the form of an Initial Liquidity Offering (ILO) on the Pinksale website. The $YLB team looks forward to seeing all interested participants at the presale on PinkSale Launchpad!


DO NOT SEND FROM THE EXCHANGE Wallet.
❗️ SEND ONLY BEP-20 WALLETS LIKE TRUSTWALLET, METAMASK.
TOKENS CAN BE CLAIMED ONCE PRESALE IS OVER OR HARDCAP IS FILLED INSTANT LISTING ON PANCAKESWAP AND STAKING POOL WILL BE LIVE.
❗️ Tokens will be tradable once market is initialized after presale starts, either it takes 5 minutes or 5 hours. You can trade on Pancakeswap immediately.
Dear $YLB community,
To make preparations for our presale simple, here is a recap of what you’ll need to prepare to have a successful registration. Make sure you have enough balance in your wallet, 0.3 BNB minimum and 8 BNB maximum.



🏆 Already Achieved 🏆
✔️ Yahoo Finance Coverage: https://finance.yahoo.com/
✔️ Benzinga Coverage: https://www.benzinga.com
✔️ Market Watcher: https://www.marketwatch.com
✔️ Contract base Quillhash audit: https://quillhash.com
✔️ Contract base Certik audit: https://www.certik.com
✔️ Twitter 41k
✔️ Telegram 47k
✔️ Discord 28k
✔️ Staking Platform: stake.yearnlab.com/
✔️ Governance Platform
📌 CEX Listing
📌 Banner Ads (BSCScan, PooCoin, DEXTools)
📈 Tokenomics 📈
Locked liquidity: 10 YEAR


Social Links:
Website: https://yearnlab.com/
White Paper: https://yearnlab.com/whitepaper.pdf
Github: https://github.com/Yearn-Lab
Telegram: https://t.me/yearn_lab
Facebook: https://www.facebook.com/LabYearn
Discord: https://discord.gg/5cxGwwVaA3
Twitter: https://twitter.com/yearnlab
YouTube: https://www.youtube.com/channel/UC76RFYjhBsFAqcpYrt95uXg
Reddit: https://www.reddit.com/yearnlab/
Medium: https://yearnlab.medium.com
submitted by makarowte to CryptocurrencyICO [link] [comments]


2021.12.07 06:50 turtlecapz Ileana D'cruz

Ileana D'cruz submitted by turtlecapz to thighzone [link] [comments]


2021.12.07 06:50 cryptochartsbot Thoughts on $SOL #SOL! See turu2012_tdr's idea on TradingView below. https://t.co/d411bSHe9J

Thoughts on $SOL #SOL! See turu2012_tdr's idea on TradingView below. https://t.co/d411bSHe9J submitted by cryptochartsbot to cryptocharts [link] [comments]


2021.12.07 06:50 RoxanneBarton It’s a wonder I finish any makeup anymore!

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2021.12.07 06:50 MittenMagick Relics let you pull off some crazy things, e.g. a 965/724 Jinx

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2021.12.07 06:50 mbaramars Adam the Martian on The Duck : Page December 7, 2021

Adam the Martian on The Duck : Page December 7, 2021 submitted by mbaramars to comics [link] [comments]


2021.12.07 06:50 cryptochartsbot Thoughts on $BTC #Bitcoin! See Truong_Ca's idea on TradingView below. https://t.co/etuC3kcUN7

Thoughts on $BTC #Bitcoin! See Truong_Ca's idea on TradingView below. https://t.co/etuC3kcUN7 submitted by cryptochartsbot to cryptocharts [link] [comments]


2021.12.07 06:50 environmentind Kazhuveli wetland declared as bird sanctuary: T.N

Kazhuveli wetland declared as bird sanctuary: T.N The environment, climate change and forests department has declared Kazhuveli swamp/brackish water lake wetland in Tamil Nadu as Kazhuveli birds’ sanctuary.
https://preview.redd.it/diuxidece3481.jpg?width=900&format=pjpg&auto=webp&s=f6080d4fa2a82cff2f0d5f4a9acae7633f802480
submitted by environmentind to IndianPrakrti [link] [comments]


2021.12.07 06:50 cryptochartsbot Thoughts on $XTZ #XTZ! See peymandolatkhah's idea on TradingView below. https://t.co/IPOFvrni7T

Thoughts on $XTZ #XTZ! See peymandolatkhah's idea on TradingView below. https://t.co/IPOFvrni7T submitted by cryptochartsbot to cryptocharts [link] [comments]


2021.12.07 06:50 jadams2345 Given a set of milestones to any endeavor (levels in a game, chapters in a book, years of study of a curriculum...), there will always be a non-zero number of people who abandon such endeavor at each milestone

submitted by jadams2345 to Showerthoughts [link] [comments]


2021.12.07 06:50 cryptochartsbot Thoughts on $BTC #Bitcoin! See AENC's idea on TradingView below. https://t.co/a5VYxYntKz

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2021.12.07 06:50 essence_803 Whose your favorite solo singer from the 1990s decade?

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2021.12.07 06:50 BipolarNarwhal20 Should I buy? 2014 Veloster turbo for $8500

I'm looking at a 2014 Veloster turbo with 150,000 miles on it. It's a 1 owner, and they seemed to do a good job keeping up with maintenance. The dealer gave me an offer at $8500. Do you guys think this is a good deal?
I also won't buy it without first doing a PPI.
submitted by BipolarNarwhal20 to veloster [link] [comments]


2021.12.07 06:50 Inevitable-Ad-1836 It is Happening in 2 hours

2Hour before our P2E Launch! Today will mark our biggest day entering the new world of gaming universe!
SevereRiseGames The New Era of Gaming Universe
👉1 Billion Supply ✅Low Cap Project 💯Doxed Team 🔥Many Burns ✅Early entry 🚀Many Games One Token 🤝 listed at pancake swap & Azbit Exchange 🎮 P2E launching tomorrow 👍Audited
Get your fill bags now with $SRGT!
Stay tuned and Hop in Severe Rise Games!
Website: https://severerise.games
Documents: https://docs.severerise.games
Twitter: https://twitter.com/SevereRiseGames
Telegram: https://t.me/SevereRiseGamesOfficial
SRGT #PlayToEarn #NFTGaming submitted by Inevitable-Ad-1836 to cryptomoongroup [link] [comments]


2021.12.07 06:50 GrandmasterAli The Halal Monster

It was a rainy October evening. I had just gotten home from work, and was absolutely exhausted. I made myself some crispy bacon, and had a bottle of vodka. I sat down at the dinner table, and thought about cutting the cable. My soul was broken. Nothing could bring me joy. I grabbed a gun from the shelf, and pointed it right at my skull. Just when I was about to pull the trigger. The gun disappeared. I was beyond confused. Suddenly I heard someone crying. It came from the bedroom. As I slowly opened the door. I saw a pale white figure crying in the darkness. It kept saying "halal". I asked it to leave, and it went silent. In the blink of an eye. It stood right before me. It's yellow eyes starred through my soul.
Then everything went black. I woke up in a dark forest. Surrounded by tall spruce trees. I recognized this place. I used to play here as a kid. Those were good times. I looked around, but the creature was nowhere to be found. I wandered around the forest, and looked at the wonderful trees. They were truly magnificent. I felt happy. I felt alive. I couldn't believe it. Then I saw something hiding behind a tree. It was the creature. It was watching me. Smiling. I was immensely afraid, and started running. I ran as fast as I could. I hadn't felt this level of adrenaline for such a long time. I could feel how the blood circulated through my body. How my legs became more and more fatigued. I was desperately gasping for air. Running away from this monstrosity.
I looked back, and saw it chasing me. It's movements were menacing. It's determination was rock solid. I pushed out the last bit of power in my tank. I had never ran this fast before. The world around me was blurry. The wind blew me in my face. The euphoria within me was immeasurable. I reached a river, and was forced to swim over to cross. I took off my clothes, and jumped into the crystal clear water. Oh boy it felt good. The cold water made me feel energized. I didn't have a single thought in my head. I was just living in the moment. I reach the other side, and thought I had lost the creature. To my surprise it was an excellent swimmer. I saw an enormous mountain in distance. Maybe I could be safe up there. I ran like a wild animal hunting it's prey. Climbed up the mountain like a mountain goat. Before I even knew it. I was at the top. I looked at the fantastic forest. Tears ran down my eyes. I was healed.
The monster wanted to help me all along. I screamed "thank you" at the top of my lungs. Then I was in my house again. With the gun pointed at my skull. I didn't want to die anymore. I found meaning in my life. I started going outside more. I stopped drinking alcohol. I became more social. I even asked my crush out. I was able to do all this because of the halal monster. Every night I would thank it. It saved me. Saved from salvation. Sometimes I hear it say "halal" when I do something good. Making sure I'm going down the halal path. But I got to admit that it's quite scary. I mean it's a monster after all. What I'm trying to say is. Don't give up on your life. Even in the darkest times. You can find the light. That is called hope. If you ever feel lonely. Remember that the halal monster is always there for you. Watching you in the darkness.
I've spent a lot of days searching for information about the halal monster. Apparently, it's a SCP from another dimension. It's mission is rid the multiverse of sin. My encounter with it was positive. But it has shown aggressive behavior towards murderers. In a few cases even killing them. Think of the halal monster as a friend and punisher. If you go down the halal path. It will support you. But if you ever cross it. Prepare to be torn apart. The halal monster has a limited vocabulary. It can only say one word. Which is "halal". But it can say it in different tones. It has been seen across multiple places in the world, but oddly no public report has been made. I actually wrote a letter to the SCP foundation. Addressing the halal monster. They replied a few days later, and said that the SCP was locked up. It was confirmed by the SCP agency. But how is that possible? Why do people across globe keep seeing it? I personally believe that it can astro project. It's a very spiritual creature. So it's no surprise. When they captured the halal monster. It's official kill count was 1.2 million people. It has probably killed more since then. As long as you don't do Haram. You should be perfectly fine.
submitted by GrandmasterAli to Wholesomenosleep [link] [comments]


2021.12.07 06:50 Secure_Candy6472 Red sun it is

Red sun it is submitted by Secure_Candy6472 to memes [link] [comments]


2021.12.07 06:50 cryptochartsbot Thoughts on $ADA #ADA! See Hesaams's idea on TradingView below. https://t.co/MseaxVMHgD

Thoughts on $ADA #ADA! See Hesaams's idea on TradingView below. https://t.co/MseaxVMHgD submitted by cryptochartsbot to cryptocharts [link] [comments]


2021.12.07 06:50 Praexis I miss some of her old lines

“Scissors, needles, thread! These were my makers tools! I won’t take her gift for granted!”
I miss that line so much…
submitted by Praexis to gwen [link] [comments]


http://guardiya.ru